AIG vs. John Hancock: Top Life Insurance in 2024
In a side-by-side comparison of AIG vs. John Hancock life insurance review, John Hancock easily won. John Hancock offers more affordable life insurance rates to both men and women of various ages. Furthermore, John Hancock is more well-reviewed by A.M. Best and the Better Business Bureau (BBB).
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Leslie Kasperowicz
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insur...
Farmers CSR for 4 Years
UPDATED: Dec 4, 2023
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
UPDATED: Dec 4, 2023
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- John Hancock offers more affordable rates to men and women of various ages
- A.M. Best gave a better rating to John Hancock
- The Better Business Bureau gave a better rating to John Hancock
There is no shortage of options available when choosing a life insurance provider. We’re here to help you narrow down your search. In this guide, we’ll conduct an AIG vs. John Hancock life insurance company comparison.
Our AIG and John Hancock insurance comparison will cover both company pricing and ratings given by the Better Business Bureau and A.M. Best.
Before you dive into our AIG vs. John Hancock comparison, type your ZIP code into our free and helpful tool above to find the most affordable life insurance quotes in your area.
Table of Contents
AIG vs. John Hancock: Which company offers more affordable rates to men?
Where is the best place to start when comparing life insurance companies? Many choose to begin the process with company pricing.
Let’s look at a table comparing AIG vs. John Hancock life insurance rates.
| Company | Age 30 Average Monthly Rates | Age 40 Average Monthly Rates | Age 50 Average Monthly Rates | Age 60 Average Monthly Rates |
|---|---|---|---|---|
| Protective | $20.21 | $28.38 | $75.68 | $205.97 |
| Banner | $20.12 | $32.68 | $74.39 | $205.97 |
| AIG | $20.24 | $30.62 | $77.76 | $213.57 |
| Foresters | $21.00 | $31.50 | $79.19 | $223.56 |
| Accordia Life | $27.15 | $40.05 | $105.47 | $300.38 |
| American Amicable | $20.48 | $27.68 | $51.08 | $128.93 |
| Liberty Mutual | $33.75 | $55.13 | $144.68 | $399.83 |
| Lincoln | $12.34 | $15.22 | $30.96 | $71.95 |
| Nationwide | $16.02 | $21.36 | $53.85 | $180.23 |
| MassMutual | $13.28 | $16.98 | $35.03 | $82.65 |
| Mutual of Omaha | $13.33 | $19.35 | $33.33 | $80.84 |
| Cincinnati | $13.42 | $18.70 | $32.56 | $78.98 |
| Fidelity Life | $19.14 | $25.01 | $54.59 | $73.92 |
| John Hancock | $14.09 | $16.96 | $28.41 | $88.14 |
| Haven Life | $23.45 | $31.20 | $85.47 | $245.67 |
Is it easy to find affordable AIG vs. John Hancock life insurance quotes? As you can see, men in their 30s pay $6 more per month with AIG.
This trend continues with men in their 40s paying over $13 less per month and men in their 50s paying $49 less per month with John Hancock. Lastly, men in their 60s pay a whopping $125 more per month with AIG.
Let’s move on to the rates offered to women and see if John Hancock can strengthen its lead.
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Which company offers more affordable rates to women?
Now, let’s analyze the rates offered to women of various ages by life insurance companies, including AIG (American General) and John Hancock.
Average Monthly Life Insurance Rates for Females by Age and Company (20-year Term $500,000 Policy)| Company | Age 30 Sample Monthly Rates | Age 40 Sample Monthly Rates | Age 50 Sample Monthly Rates | Age 60 Sample Monthly Rates |
|---|---|---|---|---|
| Protective | $17.63 | $24.94 | $55.47 | $139.32 |
| Banner | $17.11 | $25.49 | $55.47 | $145.00 |
| AIG | $17.21 | $27.16 | $63.06 | X |
| Foresters | $18.81 | $27.13 | $57.75 | X |
| AccordiaLife | $24.48 | $34.71 | $76.99 | $195.80 |
| AmericanAmicable | $16.88 | $22.50 | $37.80 | $88.88 |
| Liberty Mutual | $25.20 | $42.53 | $107.78 | $250.65 |
| Lincoln | $16.10 | $21.22 | $37.41 | $74.81 |
| Nationwide | $16.02 | $21.36 | $53.85 | $180.23 |
| MassMutual | $11.98 | $15.23 | $29.15 | $58.73 |
| Mutual of Omaha | $11.61 | $16.56 | $27.31 | $57.19 |
| Cincinnati | $12.98 | $16.72 | $27.28 | $56.76 |
| Fidelity Life | $16.10 | $22.62 | $45.68 | $58.32 |
| John Hancock | $12.39 | $14.86 | $23.86 | $50.94 |
| Haven Life | $20.01 | $27.76 | $68.24 | $160.40 |
Women choosing between AIG vs. John Hancock life insurance would be better off with John Hancock. For instance, women in their 50s pay nearly $40 more per month with AIG.
Let’s wrap up with company ratings and see if John Hancock can sweep our comparison.
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AIG vs. John Hancock: Which company is more well-reviewed?
We’ll close this guide by analyzing AIG and John Hancock insurance reviews from the Better Business Bureau (BBB) and A.M. Best.
A positive rating from one or both of these organizations can give potential insured confidence in a life insurance provider’s financial stability and commitment to customer service.
The Better Business Bureau’s scale ranges from “A+” down to “F.” AIG received the lowest rating of “F” and also lacks BBB accreditation.
Did John Hancock do any better with the BBB? Yes, but it has a middling grade of “B” and lacks accreditation.
A.M. Best’s Financial Strength Rating (FSR) scale is slightly different in that it ranges from “A++” down to “D.”
AIG received a rating of “A” from A.M. Best. How did John Hancock do? It received a rating one notch higher of “A+.”
In review, John Hancock won every single category of our comparison.
Don’t let your life insurance comparison stop with AIG vs. John Hancock. Type your ZIP code into our free and helpful tool below to see life insurance quotes from multiple companies near you.
Frequently Asked Questions: AIG vs. John Hancock
So should you buy AIG vs. John Hancock life insurance? What follows are a few commonly asked questions about AIG and John Hancock.
#1 – Where can I use my AIG login?
You can use your login information on the AIG website.
#2 – Is there AIG retirement?
AIG offers AIG Retirement Services, which provides financial planning as well as retirement services.
#3 – Can I buy AIG stock or AIG auto insurance?
Yes, and its stock symbol is simply AIG. In addition to life insurance, you can buy both home and auto insurance from AIG.
#4 – What is the John Hancock insurance phone number?
You can call John Hancock at (800) 333-0963 or visit the company’s website and type in your John Hancock insurance login to access your account information.
#5 – Is there John Hancock long-term care?
John Hancock no longer sells individual long-term care products.
Your one-stop online guide for life insurance quotes. Get free quotes now!
Secured with SHA-256 Encryption
Leslie Kasperowicz
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insur...
Farmers CSR for 4 Years
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.