Liberty Mutual vs. Transamerica: Top Life Insurance in 2024
When you compare Liberty Mutual vs. Transamerica, Transamerica life insurance is cheaper than Liberty Mutual insurance for both men and women. Although Transamerica has a higher A.M. Best rating, Liberty Mutual has a higher Better Business Bureau rating and is accredited while Transamerica is not. Liberty Mutual and Transamerica offer various types of life insurance, as well as other types of coverage and services.
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Leslie Kasperowicz
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insur...
Farmers CSR for 4 Years
UPDATED: Nov 22, 2023
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
UPDATED: Nov 22, 2023
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Transamerica life insurance is cheaper than Liberty Mutual insurance for both men and women
- Transamerica has a higher A.M. Best rating than Liberty Mutual
- Liberty Mutual has a higher Better Business Bureau rating and is accredited
Choosing between the best life insurance companies can be daunting. You have a lot of options, so we’ll compare Liberty Mutual vs. Transamerica life insurance companies head to head.
Each company offers various life insurance options, as well as other services. Before you choose between Liberty Mutual vs. Transamerica life insurance, shop around and compare rates, ratings, and products to find the company that suits your needs.
You should also know that your options aren’t limited to Liberty Mutual vs. Transamerica. Many different companies offer life insurance at great rates.
Before jumping into this Liberty Mutual vs. Transamerica life insurance review, enter your ZIP code now to see life insurance quotes from multiple companies for free.
Liberty Mutual vs. Transamerica: Which company offers more affordable rates to women?
Your life insurance rates are affected by everything from your age, gender, and medical history to your hobbies and habits.
The average monthly Liberty Mutual vs. Transamerica insurance rates for non-smoking women of different ages are shown in this table.
Liberty Mutual and Transamerica Average Monthly Life Insurance Rates for Women| Age of Female Non-Smoker | Liberty Mutual Average Monthly Rates | Transamerica Average Monthly Rates |
|---|---|---|
| 25 | $17.73 | $10.06 |
| 30 | $18.09 | $10.15 |
| 35 | $20.16 | $11.87 |
| 40 | $24.48 | $14.02 |
| 45 | $32.04 | $17.72 |
| 50 | $50.49 | $22.19 |
| 55 | $67.05 | $33.71 |
| 60 | $107.01 | $51.26 |
| 65 | N/A | $89.35 |
Transamerica life insurance rates are the cheapest, but coverage is not available for women aged 65. Also note, your rates will be higher if you smoke or have certain medical conditions.
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Liberty Mutual vs. Transamerica: Which company offers more affordable rates to men?
Now, let’s look at the average monthly rates from Liberty Mutual and Transamerica for men.
Liberty Mutual and Transamerica Average Monthly Life Insurance Rates for Men| Age of Male Non-Smoker | Liberty Mutual Average Monthly Rates | Transamerica Average Monthly Rates |
|---|---|---|
| 25 | $22.14 | $13.50 |
| 30 | $22.50 | $10.84 |
| 35 | $24.03 | $13.07 |
| 40 | $29.70 | $15.91 |
| 45 | $39.06 | $19.87 |
| 50 | $64.98 | $26.83 |
| 55 | $95.58 | $40.85 |
| 60 | $166.86 | $55.30 |
| 65 | N/A | $98.73 |
Once again, Transamerica has the cheapest rates and doesn’t offer coverage to men aged 65.
Comparing Liberty Mutual vs. Transamerica life insurance quotes might be difficult. While Liberty Mutual quotes are available online, you must speak with a representative to get Transamerica quotes.
Liberty Mutual vs. Transamerica: Which company is more well-reviewed?
The Liberty Mutual and Transamerica life insurance reviews and ratings are important. You want to find a life insurance provider that is both affordable and reliable.
A.M. Best assesses a company’s financial wellbeing. Ratings go from A++ all the way down to D. Liberty Mutual received an A, showing it has an excellent ability to meet financial obligations.
Transamerica received an A++, representing a superior ability to meet financial obligations. This should give you peace of mind when deciding to buy Liberty Mutual vs. Transamerica life insurance.
When it comes to the Better Business Bureau (BBB), ratings range from A+ down to F. Liberty Mutual received an A+ rating and is BBB accredited. Transamerica received a B- and is not accredited.
Liberty Mutual offers many different types of insurance, such as life, auto, home, and even pet insurance. You can get quotes or file Liberty Mutual claims online.
Transamerica, on the other hand, offers insurance, annuities, mutual funds, and retirement services. You can also find Transamerica long-term care insurance.
While you must speak with a representative to get a quote, you can start the claims process through your account online.
To learn more about each company, read our Liberty Mutual life insurance review and our Transamerica life insurance company review.
We’ve discussed your options for affordable Liberty Mutual vs. Transamerica life insurance. Compare products, rates, and ratings to decide if either company is right for you.
It’s important to remember that you don’t have to choose between Liberty Mutual vs. Transamerica life insurance. Many other companies have low-cost life insurance.
We hope you’ve learned everything you need to know about Liberty Mutual vs. Transamerica. Enter your ZIP code now to compare life insurance rates from companies in your area.
Your one-stop online guide for life insurance quotes. Get free quotes now!
Secured with SHA-256 Encryption
Leslie Kasperowicz
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insur...
Farmers CSR for 4 Years
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.