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When you think of Long Term Care insurance what comes to mind? If you’re thinking dollar signs, then you’re not alone. Although Long Term Care insurance provides excellent benefits, it’s generally not affordable for most people. If the cost of Long Term Care coverage is too expensive, what other options do you have? What if…
→ Read MoreCan police officers and firefighters purchase life insurance without being penalized for their occupation? The short and quick answer is YES! Life insurance for police officers and firefighters is no different than life insurance for regular citizens.Read More: Life Insurance by Occupation There are no additional fees, extra ratings, or disqualifications being a police officer…
→ Read MoreIs there life insurance for tobacco chewers? Do you use chewing tobacco and are looking to purchase life insurance coverage? Do you currently have a life insurance policy and were approved as a smoker because you use smokeless chewing tobacco? If so, this article will save you money on your term or permanent life insurance coverage….
→ Read MoreIs your term life insurance coverage coming to an end? Have you had a serious change in your health that may disqualify you from purchasing new life insurance coverage? Don’t stress out just yet, your life insurance policy may have a special feature called “term life insurance conversion”. A term life insurance conversion is a policy…
→ Read MoreWhen it comes to purchasing life insurance coverage one of the first steps in the application process is the medical exam. The medical exam provides the life insurance company with an insight into your medical history. Your medical history is a big factor in determining if you will qualify for life insurance coverage. Your medical…
→ Read MoreWhen a life insurance policy is purchased, most people put it away for safekeeping and forget about it. After all, now that you purchased that brand new term or permanent policy, you’re covered so what’s the point of thinking about that policy after purchasing it? You may not understand the importance of an annual life…
→ Read MorePrudential Living Needs Benefit Rider – Often known for its wide selection of coverage options, high-risk underwriting, and unique policy features, Prudential Life Insurance is a front runner for life insurance coverage. Recently we wrote an article discussing term life insurance companies that offer accelerated living benefits with their life insurance coverage. Featured in our article was…
→ Read MoreIs your term life insurance policy expiring? Did you just receive a notice from the life insurance company letting you know that you now must pay a massive amount of money to continue coverage? If your term life insurance renewal is up, don’t worry you have some very affordable renewal options. Looking to compare life…
→ Read MoreIf you are a business owner requiring a loan for your business through your bank or Small Business Administration (SBA), you may be surprised when the loan officer, or lender, requires you to purchase a life insurance policy to cover the loan amount. It is not uncommon for the bank, or SBA, to require you…
→ Read MoreDid you know that there are term life insurance policies that allow you to receive the cash from the death benefit while you are still alive? When it comes to purchasing life insurance, term life insurance is most often the popular choice due to the amount of protection you can purchase and the affordability of…
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