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Finding affordable life insurance companies that offer policies with nursing home riders can give you peace of mind that you’ll be taken care of down the line. Adding a long-term care rider onto your policy is also called hybrid long-term care insurance and gives you long-term care while letting you keep your current personal policy…
→ Read MoreWe are all very used to going online for everything we need, and life insurance is not an exception. The best life insurance companies out there offer multiple ways to buy coverage. However, there are a handful of life insurance companies that sell only through online apps. These companies generally can offer cheaper coverage or…
→ Read MoreAre you searching for life insurance companies that sell indexed fixed annuities? Small life insurance companies that don’t sell indexed fixed annuities may be connected to national-level companies that do. But do annuity meanings vary? And how much are indexed fixed annuity rates? Don’t worry — we’re here to answer frequently asked questions. Read our…
→ Read MoreFinding affordable life insurance companies that offer term life conversion is important if you ever decide you want to continue your coverage after your term policy ends. So what exactly is term life insurance conversion and why do I need it? And what companies offer the best convertible term life insurance? Keep reading to find…
→ Read MoreThere are many life insurance policies to choose from, including term, whole, and universal life insurance. Among these, however, the only life insurance policy that pays dividends to policyholders is whole life insurance. Many people choose whole life policies because of the quarterly or annual dividends, or a return portion of what was paid in…
→ Read MoreIn addition to providing life insurance quotes, many life insurance companies allow customers to borrow from policies. Permanent life policies feature a cash value that you can borrow from, and it won’t affect your death benefit as long as you pay it back. Learn more before you buy life insurance from companies that you can…
→ Read MoreIf you’ve recently become disabled, you might be wondering about life insurance companies that accept people who are on disability. Most of these companies will offer no medical exam life insurance or similar policies. Everyone deserves affordable life insurance, even those on disability. That’s why we’ll break down the types of life insurance for people…
→ Read MoreMany elderly people don’t have long-term care insurance and rely on Medicaid to help pay for a care facility. Many of the best life insurance companies offer a variety of different coverages and annuities. However, life insurance companies that sell Medicaid-qualified annuities are hard to find. Shop around to find the most affordable life insurance…
→ Read MoreWhen it comes to finding the best term life insurance policy for you and your family, a decreasing term policy could be the perfect fit. Depending on where you are in your life, decreasing term life insurance can provide peace of mind and a cushion of cash to cover a mortgage or college tuition loans…
→ Read MoreIf you aren’t interested in recurring monthly payments on term life insurance, you might consider life insurance companies that offer single premium life insurance with long-term care riders. Having an assortment of monthly payments can be confusing at times. We’ll help guide you with ways you can combine single premium life insurance with long-term care…
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