Top Life Insurance Company That Offers Apple Watches in 2024

If you’re looking for affordable term life insurance quotes, you might want to look into the life insurance companies that offer Apple Watches or other incentive-driven life policies.

If you’re already healthy and active, it makes sense to take advantage and save on insurance. We’ll help guide you with the life insurance companies that offer Apple Watch programs to reduce your monthly costs.

Excited to learn more about life insurance companies that offer Apple Watches? We’ll cover that and more in the sections below. For now, enter your ZIP code to get free quotes from top life insurance companies today.

Are there any life insurance companies that offer Apple Watches?

Following trends set by health insurance providers like United Healthcare, there are now a couple of life insurance companies that offer activity-based incentives which are measured by Apple Watches or similar devices.

Some of these companies may require you to provide and link your own device while others may provide you with a free luxury item to use at your disposal.

Similarly, many employers are now offering health-based incentives for employees, according to the Insurance Information Institute.

In short, you could earn a free Apple Watch and discounts on your life insurance bill.

Which life insurance companies offer free Apple Watches?

As of current, there are only a couple of life insurance companies that offer Apple Watch incentive programs. This includes John Hancock and Aetna Life Insurance Group.

While Aetna is more conventionally known for its health insurance products, the company also has life insurance with an Apple Watch program to help policyholders save money.

You can save on John Hancock life insurance through the John Hancock Vitality program. Getting an Apple Watch with Vitality isn’t necessarily free, however. Apple Watches are provided for just $25 but can offer up to 25% off your monthly life insurance premiums.

Average Monthly Life Insurance Rates

When reviewing the average John Hancock life insurance rates compared to other industry competitors, you’ll find that the rates are already affordable. With a 25% discount, they may be among the cheapest.

If you want to reduce your monthly payments by earning Vitality points, you’ll need to be sure you enroll in the Vitality Plus program with John Hancock rather than the Vitality Go program.

To learn more about Vitality with John Hancock, visit our John Hancock life insurance review. Don’t forget, John Hancock and Manulife are affiliated, so you may be able to contact either company for more details.

Aetna Attain is your other option for life insurance programs with an Apple Watch. It appears that you’ll actually be paying for an Apple Watch through Aetna, although it may be at a discounted price and paid interest-free via your monthly payment.

Otherwise, you’ll earn life insurance discounts by connecting your Apple Watch to the Aetna Attain app. At the end of the day, you’re more likely to find life insurance companies that don’t offer Apple Watches than those that do.

Life Insurance Companies That Offer Apple Watches: The Bottom Line

Life insurance companies with health incentives can offer strong discounts. In this case, John Hancock offers a cheap Apple Watch with the potential of saving up to 25% on your life insurance policy.

By now, you should know whether or not life insurance companies that offer Apple Watches are right for you. While you’re here, enter your ZIP code to get free quotes from top insurers in just a few clicks.